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SIP Calculator
Calculate how much your SIP (Systematic Investment Plan) will grow over time. See year-by-year returns, total wealth, and growth percentage with our free SIP calculator.
₹
Total Value after 10 years
₹11,61,695
₹6,00,000
Invested
₹5,61,695
Returns
94%
Total Growth
Invested (52%)Returns (48%)
Year-by-Year Growth
| Year | Invested | Value | Returns |
|---|---|---|---|
| 1 | ₹60,000 | ₹64,047 | ₹4,047 |
| 2 | ₹1,20,000 | ₹1,36,216 | ₹16,216 |
| 3 | ₹1,80,000 | ₹2,17,538 | ₹37,538 |
| 4 | ₹2,40,000 | ₹3,09,174 | ₹69,174 |
| 5 | ₹3,00,000 | ₹4,12,432 | ₹1,12,432 |
| 6 | ₹3,60,000 | ₹5,28,785 | ₹1,68,785 |
| 7 | ₹4,20,000 | ₹6,59,895 | ₹2,39,895 |
| 8 | ₹4,80,000 | ₹8,07,633 | ₹3,27,633 |
| 9 | ₹5,40,000 | ₹9,74,108 | ₹4,34,108 |
| 10 | ₹6,00,000 | ₹11,61,695 | ₹5,61,695 |
How to Use
1Enter your monthly SIP amount
2Set expected annual return rate
3Choose investment period in years
4View total value, returns, and year-by-year breakdown
Frequently Asked Questions
What is SIP?
SIP (Systematic Investment Plan) is a method of investing a fixed amount in mutual funds at regular intervals, typically monthly.
How is SIP return calculated?
SIP returns use the compound interest formula applied to each monthly installment. Each month's investment grows at the expected rate for its remaining tenure.
What return rate should I use?
Historically, equity mutual funds in India have delivered 12-15% annual returns over 10+ year periods. Debt funds average 6-8%.
Is this accurate?
This shows projected returns at your chosen rate. Actual mutual fund returns vary based on market performance.
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